NPS, PPF, Sukanya Samrudhi Yojana account holders beware
It is necessary to keep a minimum amount in the account
Otherwise the account will be closed
This is very important news for the account holders of Public Provident Fund (PPF), National Pension Scheme (NPS) and Sukanya Samrudhi Yojana (SSY). Account holders in tax-saving schemes are required to deposit a minimum amount in a financial year to check if your account is active. That is, by March 31, you must update the balance of these accounts in any case, otherwise you may have to pay a penalty. And once these accounts are deactivated, you will have to pay a penalty to reactivate them.
Minimum amount to be deposited in PPF
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The minimum annual contribution to PPF for the financial year is Rs.500. You should also know that the last date to make this contribution for the current financial year is March 31, 2022. If you haven’t made a deposit yet, do it now. Otherwise you have to spend Rs. 50 and for each year Rs. The remaining subscription of Rs.500 has to be paid. If your account is closed you will not get any loan in it.
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Minimum amount to be deposited in NPS
As per the rules, Tier-1 NPS account holders have to pay a minimum of Rs. 1,000 deposit is mandatory. If minimum amount is not maintained in NPS Tier-1 account then the account will be deactivated. You will have to pay a fine of Rs 100 for this. Not only that, you should know that if someone has a Tier II NPS account (where no lock-in of funds is required) then the Tier-1 account will be frozen and the Tier-2 account will be closed automatically. .
Sukanya Samrudhi Account Scheme
It is mandatory to deposit at least Rs. 250 in Sukanya Samridhi account in the financial year. Otherwise you will be fined Rs 50 for this. The default account can be regularized before the completion of 15 years from the date of opening of SSY account. In that case, if you have not yet checked the minimum amount in this account, check and update it today.
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